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Sarkari Yojana (Welfare Schemes)

Comprehensive guide database on Central Government and State Government welfare schemes, financial models, pension systems, and medical health cards.

PM Kisan Samman Nidhi Yojana 2026

Get financial benefit of ₹6000 per year directly to bank accounts of landholder farmer families.

Benefit: ₹6,000 per year in 3 equal installments of ₹2,000 each.
Eligibility: Small and marginal farmers holding cultivable land in their names.
Necessary Documents: Aadhaar Card, Land Registry Papers, Bank Account Passbook.

How to Apply:

Register at pmkisan.gov.in and complete e-KYC steps.

Apply on Official Portal

Pradhan Mantri Awas Yojana (PMAY-2026)

Providing affordable housing with basic amenities to urban and rural poor families in India.

Benefit: Financial assistance up to ₹1.2 Lakh (Rural) or ₹2.67 Lakh (Urban interest subsidy).
Eligibility: Economically Weaker Section (EWS) / LIG families not owning a concrete house.
Necessary Documents: Identity proof, Address proof, Income certificate.

How to Apply:

Apply online at pmaymis.gov.in or contact Gram Panchayat secretary.

Apply on Official Portal

Ayushman Bharat PM Jan Arogya Yojana (PM-JAY)

World's largest government-funded healthcare scheme providing health insurance cover to poor citizens.

Benefit: Free health cover up to ₹5,00,000 per family per year for hospitalizations.
Eligibility: Families identified in SECC 2011 database.
Necessary Documents: Aadhaar Card, Ration Card, Ayushman Card.

How to Apply:

Check eligibility at pmjay.gov.in and visit nearest CSC center.

Apply on Official Portal

Lakhpati Didi Scheme 2026

Empowering rural women self-help group members to earn a sustainable income of at least ₹1 Lakh per year.

Benefit: Interest-free loans up to ₹5 Lakh, technical training, and market access.
Eligibility: Active members of Self-Help Groups (SHGs).
Necessary Documents: Aadhaar Card, SHG Certificate, Bank Passbook.

How to Apply:

Apply offline via local Self Help Group coordinators.

Apply on Official Portal